Financial Planning | WWM Financial

Markets on the Move: Fed Cuts, Inflation, and What’s Next for Investors

Sep 11, 2025

The markets are buzzing, the Fed is making moves, and power-hungry AI is changing the game. Welcome to this week’s conversation with Catherine Magaña, Steve Wolff, Vince Stefano, and Rachel Ivanovich.

We kick off by reflecting on the anniversary of 9/11 and how resilience shapes not only our nation but also our financial lives. From there, it’s all about market momentum: the Dow pushing higher, the Nasdaq and S&P adding gains, and interest rate cuts looming on the horizon. But is it 25 basis points… or 50?

We also unpack where Americans are really spending their money, think dining out, travel, and experiences and what that reveals about today’s economy. Plus, we dig into the massive energy demands driving AI innovation and why nuclear power might play a starring role in the future.

Rachel breaks down an IRS tool that makes pulling tax forms and payment history easier than ever, cutting down on mistakes and saving valuable time for taxpayers and advisors alike. Meanwhile, the team debates the return of IPOs and what renewed activity could mean for investors heading into year-end.

It’s a lively mix of market updates, smart strategies, and a few laughs along the way, tune in and stay ahead of the curve.

Date Recorded: 9/11/25

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Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

September Market Outlook: What Investors Need to know

Aug 27, 2025

Markets are restless, investors are cautious, and September is right around the corner—a month that’s often a troublemaker for stocks. In this week’s episode, Rachel, Vince, and Greg break down what’s really happening behind the recent market slowdown.

We break down the latest earnings from retail giants, the surprising weakness in small-cap stocks, and why mega-cap names continue to dominate the spotlight. Plus, it’s back-to-school season, which means more than backpacks and notebooks—it’s also the perfect time to teach kids (and grandkids) money lessons that stick.

You’ll also hear a deep dive into the “One Big Beautiful Bill Act” and what its new senior tax deduction really means for retirees.

Spoiler: Social Security isn’t magically tax-free, but there are strategies—like charitable giving and Roth conversions—that can make a big difference.

Finally, we look ahead to September, historically one of the weakest months for markets, and why short-term dips might actually be the best buying opportunities of the year.

🎧 Tune in now for market insights, tax tips, and financial strategies you don’t want to miss.

Date Recorded: 8/21/2025

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Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

How To Avoid FOMO In This Market

Aug 14, 2025

Markets are on the move — but is the rally running out of steam or just getting started? In this week’s episode, Catherine, Greg, Steve, and Vince break down the latest market action, from small-cap swings to why tech keeps defying gravity. We unpack the Fed’s next moves on interest rates, the surprising impact of PPI and CPI numbers, and why mortgage applications are suddenly on the rise.

You’ll hear why dividend-paying stocks, diversification, and avoiding “FOMO” might be your best friends right now — plus, a spirited debate on whether the S&P can end the year up 12%, 15%, or even 20%. We also dive into a major change to 401(k) rules that could open the door to private equity, real estate, and even crypto in your retirement plan — and the potential pitfalls that come with it.

From tariffs to the Fear & Greed Index, Nvidia’s surprising China deal, and the looming “One Big Beautiful Bill Act” webinar, this episode packs insight, strategy, and a little bit of friendly market banter you won’t want to miss.

Date Recorded: 8/14/2025

Schedule A FREE Call

Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

To Pay Off Or Not To Pay Off The Mortgage

Jul 22, 2025

Should You Pay Off Your Mortgage? The Surprising Truth

It’s the classic retirement question: Should you pay off your house? In this lively episode, Catherine, Steve, Rachel, and Greg unpack why this isn’t such a simple decision — and why the “peace of mind” that comes from being mortgage-free might come at a big financial cost. From low-interest-rate mortgages that can actually work in your favor, to the hidden downsides of tying up all your money in real estate, the team shares real-life client stories and eye-opening advice. Learn how a house can be a hedge against inflation, why liquidity matters, and how to avoid the trap of thinking “my home is my retirement plan.” If you’ve ever wondered whether doubling up on payments or raiding your 401(k) to pay off the house is a smart move, this episode is for you. Tune in for thoughtful, entertaining, and sometimes contrarian insights that just might change the way you think about your biggest asset.

Watch the video above or click the link here to listen: https://wwmfinancial.com/podcast/

Schedule A FREE Call

Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

Planning to Retire Soon? Watch This First

Jul 11, 2025

Wondering if now is the time to retire? Before you take the leap, watch this episode where we uncover the emotional, financial, and lifestyle pitfalls of retiring too early — and how to avoid them. From skyrocketing healthcare costs and inflation to the surprising toll on your purpose and relationships, we share real-life stories and expert insights to help you make smarter decisions.

Don’t let an early exit from the workforce derail your future. Learn how to phase into retirement, protect your savings, and keep your mind and purpose alive for decades to come. Start planning a retirement you won’t regret — with peace of mind and a plan that really works. Contact WWM Financial today to create your personalized strategy and retire with confidence.

Watch the video above or click the link here to listen: https://wwmfinancial.com/podcast/

If you want to understand what’s going on in the economy, get better insight into the financial markets, and separate the sound from the noise so you can make good financial decisions, tune in now

Schedule A FREE Call

Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190