The Market’s Moving Fast: Are You Ready for What’s Next?

The Market’s Moving Fast: Are You Ready for What’s Next?

Oct 30, 2025

This week’s episode of WWM Talks packs in everything from market highs to mortgage rate moves, and even a sneak peek at our upcoming Health, Wealth & Legacy retreat in Carlsbad!

The team, Catherine Magaña, Greg Carroll, Steve Wolff, and Vince Stefano break down the latest 25-basis-point Fed rate cut, the ongoing government shutdown, and why retail investors are rushing back into stocks. With AI-fueled earnings lifting markets and tech collaborations reshaping industries, the conversation dives into where opportunity, and risk, really lie.

They also explore how shifting real estate dynamics are creating both challenges and opportunities, with home prices cooling on the West Coast, strength holding in the Northeast, and mortgage rates finally easing back into the 5s. The conversation turns to what these changes mean for investors and retirees alike, including the newly announced 2.8% Social Security cost-of-living adjustment and how it factors into retirement income planning.

🎧 Tune in for insights, laughs, and a quick pulse on the markets before Halloween.


Whether you’re watching the Fed, eyeing opportunities in AI, or wondering what’s next for housing, this episode will help you cut through the noise and stay focused on what really drives long-term success.

Date Recorded: 10/30/25

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Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

How AI Could Change The Way You Give (and Invest)

How AI Could Change The Way You Give (and Invest)

Oct 24, 2025

Markets are moving, the government’s still shut down, and investors everywhere are holding their breath. Catherine Magaña, Greg Carroll, Steve Wolff, and Vince Stefano are back to break down what’s really happening behind the headlines.

From the Fed’s upcoming rate cut to a surge in oil prices and the sudden dip in small caps, this episode covers all the key shifts driving today’s market mood. The conversation heats up with a spirited debate on Artificial Intelligence, are we in the middle of the biggest bubble since the dot-com era, or standing at the edge of a revolutionary boom?

You’ll also hear practical, year-end financial tips, from maxing out 401(k)s to making the most of charitable giving strategies before the new tax rules arrive.

So whether you’re curious about the future of AI, wondering what’s next for interest rates, or just looking for smart financial moves to close out 2025 on a high note, this episode has you covered.

🎧 Tune in, laugh along, and get the clarity you need to make your next money move with confidence.

Date Recorded: 10/23/25

Schedule A FREE Call

Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

Shutdown Uncertainty, Market Highs & What It Means For You

Shutdown Uncertainty, Market Highs & What It Means For You

Oct 2, 2025

Markets are moving, rates are shifting, and yes, there’s another government shutdown. But what does all this really mean for your money? In this episode, Catherine Magaña, Rachel Ivanovich, and Vince Stefano break it all down with their signature mix of insight, perspective, and a dash of humor.

You’ll hear:

  • Why the Nasdaq and S&P 500 are still climbing, even amid uncertainty.

  • How past shutdowns have surprisingly impacted markets (hint: not always the way you think).

  • Why ETFs are pulling in billions this year as investors chase performance.

  • A smart strategy for handling concentrated company stock in your 401(k).

  • The latest updates on Roth catch-up rules and what they mean for your taxes.

  • A fascinating estate planning tactic called “upstream gifting” that could save on future capital gains.

Whether you’re curious about the Fear & Greed Index, worried about interest rate cuts, or simply want to know if Social Security checks will still arrive, this episode has you covered.

🎧  Tune in, get informed, and keep your money working smarter through every twist and turn.

Date Recorded: 10/2/25

Schedule A FREE Call

Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

Can You Roll a 401(k) Into an IRA Without Penalty?

Can You Roll a 401(k) Into an IRA Without Penalty?

Oct 2, 2020

Click on the image above to view this Savvy Minute video.

In this Savvy Minute Episode Catherine will answer the question, “Can you rollover a 401(k) into an IRA without penalty?”

Catherine Magaña is a CFP® or CERTIFIED FINANCIAL PLANNER™ and Managing Partner at Savvy Women Wealth Management in Carlsbad California.

P: 760-692-5700

What Do You Do With Your Old 401k When You Leave a Company?

What Do You Do With Your Old 401k When You Leave a Company?

Jul 30, 2020

Click on the image above to view this Savvy Minute video.

In this video Catherine explains what you can do with your 401k when you leave a company.

Want to Accomplish More With Your Money?

Click on the link below to get your FREE Money 101 video.

savvyupnow.com/money101

Catherine Magaña is a CFP® or CERTIFIED FINANCIAL PLANNER TM and Managing Partner at Savvy Women Wealth Management in Carlsbad California.

We help women invest wisely and create custom financial plans for their way of living so they can enjoy a fulfilling retirement with peace of mind…

…without giving up their lifestyle.

htts://savvyup.com | P: 760.692.5700

Savvy Women Wealth Management is a division of WWM Financial an SEC – Registered Investment Adviser.