Markets are moving, rates are shifting, and yes, there’s another government shutdown. But what does all this really mean for your money? In this episode, Catherine Magaña, Rachel Ivanovich, and Vince Stefano break it all down with their signature mix of insight, perspective, and a dash of humor.

You’ll hear:

• Why the Nasdaq and S&P 500 are still climbing, even amid uncertainty.

• How past shutdowns have surprisingly impacted markets (hint: not always the way you think).

• Why ETFs are pulling in billions this year as investors chase performance.

• A smart strategy for handling concentrated company stock in your 401(k).

• The latest updates on Roth catch-up rules and what they mean for your taxes.

• A fascinating estate planning tactic called “upstream gifting” that could save on future capital gains.

Whether you’re curious about the Fear & Greed Index, worried about interest rate cuts, or simply want to know if Social Security checks will still arrive, this episode has you covered.

🎧  Tune in, get informed, and keep your money working smarter through every twist and turn.

Date Recorded: 10/2/25

Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190