Retirement planning isn’t just about spreadsheets and savings rates—it’s about preparing for life’s curveballs. In this episode, the WWM Financial team dives into one of the most overlooked (and costly) retirement mistakes: not planning for unforeseen circumstances.
From divorces that split more than just emotions, to sudden illness, death of a spouse, market downturns, and even helping adult children in crisis, this conversation gets real—fast. With candid stories, practical examples, and a few laugh-out-loud moments (yes, even pickle forks make an appearance), the team breaks down why emergency funds, proper insurance, and stress-testing your plan are non-negotiables.
You’ll hear why pensions and survivor benefits deserve more attention, how taxes can quietly sabotage decisions made under stress, and why waiting until after a major life event can limit your options. Most importantly, this episode reinforces a simple but powerful truth: the best financial decisions are made before life forces your hand.
If you want a retirement plan that can bend without breaking—this is a must-listen.
Recorded: 6/26/24
Disclosure:
WWM Financial is an SEC Registered Investment Advisor
The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190
