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Investor Psychology: The Hidden Force Behind Stock Market Trends

Sep 18, 2025

The markets are moving, and we’ve got plenty to unpack! In this week’s episode of WWM Talks, Steve Wolff, Greg Carrol and Vince Stefano break down the latest numbers: the S&P 500 up 1.6%, the Nasdaq up 2%, and the Dow showing steady gains. But what’s really catching our eye? The small caps, the Fed’s latest rate cut, and what it all means for your portfolio

We dive into why lower interest rates could give small companies a much-needed boost, what Jerome Powell did (and didn’t) say about inflation and tariffs, and how investor psychology is showing up in the Fear & Greed Index. Are investors playing with fire by chasing risk and piling into the same handful of tech stocks?

Plus, we clear up common misconceptions about dividends, explain why “knowing what you own” in ETFs and funds is more important than ever, and debate whether quarterly earnings reports are helping or hurting investors

It’s a fast-moving, entertaining conversation packed with insights to help you think long-term, avoid groupthink, and keep your money working smarter.

Date Recorded: 9/18/25

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Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

Markets on the Move: Fed Cuts, Inflation, and What’s Next for Investors

Sep 11, 2025

The markets are buzzing, the Fed is making moves, and power-hungry AI is changing the game. Welcome to this week’s conversation with Catherine Magaña, Steve Wolff, Vince Stefano, and Rachel Ivanovich.

We kick off by reflecting on the anniversary of 9/11 and how resilience shapes not only our nation but also our financial lives. From there, it’s all about market momentum: the Dow pushing higher, the Nasdaq and S&P adding gains, and interest rate cuts looming on the horizon. But is it 25 basis points… or 50?

We also unpack where Americans are really spending their money, think dining out, travel, and experiences and what that reveals about today’s economy. Plus, we dig into the massive energy demands driving AI innovation and why nuclear power might play a starring role in the future.

Rachel breaks down an IRS tool that makes pulling tax forms and payment history easier than ever, cutting down on mistakes and saving valuable time for taxpayers and advisors alike. Meanwhile, the team debates the return of IPOs and what renewed activity could mean for investors heading into year-end.

It’s a lively mix of market updates, smart strategies, and a few laughs along the way, tune in and stay ahead of the curve.

Date Recorded: 9/11/25

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Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

TaRIFFS, TAXES & RATE CUTS: WHAT INVESTORS SHOULD WATCH

Sep 4, 2025

Tariffs, taxes, Fed cuts—and the ever-shifting markets. This week’s conversation covers it all with insights that matter to your money. Catherine Magaña, Rachel Ivanovich, Steve Wolff, and Greg Carroll dig into the latest: Trump’s tariff battle now heading to the Supreme Court, looming September tax deadlines (yes, third-quarter estimates are due!), and the near-certain Fed rate cut keeping investors on edge.

The team also unpacks what falling mortgage rates really mean for housing prices, why real estate values may be sliding, and the surprising trend of new home prices undercutting existing ones. Beyond housing, the episode explores a hidden driver of costs—electricity demand surging faster than at any point in 40 years, thanks to AI and data centers. What does this mean for your portfolio and where might the real opportunities be?

You’ll also hear about financial self-care routines, the importance of knowing your monthly spending, and why September historically gives investors a rough ride. And yes, even the Padres’ struggles make an appearance.

Tune in for sharp insights, practical tips, and a few laughs along the way.

Date Recorded: 9/04/25

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Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

Top Market Insights You Need Before Fall 2025

Sep 2, 2025

What do falling mortgage rates, surging small caps, and whispers of a Fed rate cut all have in common? They’re setting the stage for one of the most interesting market seasons yet.

In this week’s episode, Catherine Magaña, Rachel Ivanovich, Steve Wolff, and Vince Stefano break down the numbers—and the stories behind them. From the Nasdaq’s impressive gains to consumer staples quietly outperforming tech, you’ll discover what sectors are winning, what risks to watch, and where the smart money could be headed.

But it’s not all charts and indices—we’re also tackling timely strategies like Roth conversions, estate planning for tax-smart legacies, and why September might offer more opportunity than worry. Plus, a curveball discussion on quantum computing, future tech, and even the ethics of “designer babies.”

If you want market insight with a mix of analysis, humor, and practical takeaways, this episode is your weekly must-listen. 🎧 Press play and stay ahead of the curve.

Date Recorded: 8/28/25

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Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

One Big Beautiful Bill Act, What Affluent Investors Need To Know

Aug 27, 2025

The recently passed One Big Beautiful Bill Act brings sweeping changes to taxes, estate planning, and investment strategies — and affluent investors could feel the impact the most.

In this exclusive 45-minute webinar, we’ll break down what the new legislation means for high-net-worth individuals, families, and business owners. From potential increases in income and capital gains taxes to shifts in estate and gift tax rules, you’ll learn what’s changing, what’s at risk, and what you can do now to protect and grow your wealth.

We’ll cover:

✅ How the new tax brackets and surtaxes may affect you

✅ Key estate planning moves to consider before exemptions change

✅ Impacts on retirement accounts, investments, and business owners

✅ Real-world examples and actionable strategies tailored to your situation

Join us to understand the opportunities and risks this law presents — and leave with a clear action plan to stay ahead of the curve.

Recorded 8/26/2025

Schedule A FREE Call

Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190