Market Update | WWM Financial

When Technology Meets A New Generation – What Happens To The Market?

Oct 16, 2025

What a week for the markets! Gold’s hitting new records, small caps are finally waking up, and talk of multiple rate cuts has investors buzzing. Meanwhile, the government shutdown drags on, and the question on everyone’s mind remains: is the market overvalued or just getting started?

In this week’s Podcast, Catherine Magaña, Rachel Ivanovich, Steve Wolff, and Vince Stefano unpack the latest market moves, from strong corporate earnings to growing AI enthusiasm and everything in between. The team discusses why investors are pouring back into the market, what could derail this rally, and how upcoming Fed decisions might shape the months ahead.

They also break down Gen Z’s surprising investment habits, expected shifts in holiday spending, and what families should know about new estate and gift tax opportunities.

The conversation is fast-paced, insightful, and packed with practical takeaways to help you stay informed and confident no matter what the markets do next.

🎧 Tune in for clear insights, sharp perspective, and a grounded take on what really matters for your money right now.

Date Recorded: 10/16/25

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Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

Countdown to Year-End: Market Insights, Rate Shifts, and Tax Must-Dos

Oct 15, 2025

The markets are moving, the government’s at a standstill (again), and gold just hit a record high, so what does it all mean for your money? In this week’s episode, Catherine Magaña, Rachel Ivanovich, Steve Wolff, and Greg Carroll unpack the biggest financial headlines with their trademark mix of insight and humor.

From the government shutdown’s ripple effect on the IRS and rate cuts, to the surprising strength of small-cap stocks and AI’s continuing dominance, the team breaks down what’s driving today’s market highs and what you should be watching next.

Rachel also shares critical Medicare and HSA planning tips (hint: don’t mix them up!) and reminds everyone that October 15th is more than just a date on the calendar, it’s a major tax deadline.

Whether you’re curious about how global events might shake up the markets or just trying to make sense of rising prices and shifting rates, this episode connects the dots between the headlines and your financial life. The team shares practical takeaways to help you stay grounded, protect your portfolio, and make confident decisions, no matter what’s happening in the economy

🎧 Tune in to get clarity, perspective, and a few good laughs along the way.

Date Recorded: 10/09/25

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Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

Shutdown Uncertainty, Market Highs & What It Means For You

Oct 2, 2025

Markets are moving, rates are shifting, and yes, there’s another government shutdown. But what does all this really mean for your money? In this episode, Catherine Magaña, Rachel Ivanovich, and Vince Stefano break it all down with their signature mix of insight, perspective, and a dash of humor.

You’ll hear:

Why the Nasdaq and S&P 500 are still climbing, even amid uncertainty.
How past shutdowns have surprisingly impacted markets (hint: not always the way you think).
Why ETFs are pulling in billions this year as investors chase performance.
A smart strategy for handling concentrated company stock in your 401(k).
The latest updates on Roth catch-up rules and what they mean for your taxes.
A fascinating estate planning tactic called “upstream gifting” that could save on future capital gains.

Whether you’re curious about the Fear & Greed Index, worried about interest rate cuts, or simply want to know if Social Security checks will still arrive, this episode has you covered.

🎧 Tune in, get informed, and keep your money working smarter through every twist and turn.

Date Recorded: 10/2/25

Schedule A FREE Call

Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

Don’t Fight the Fed: Market Moves & Money Strategies You Need Now

Sep 25, 2025

From the Fed’s latest moves to the future of your retirement plan, this week’s episode packs in the insights you need now. Catherine Magaña, Rachel Ivanovich, and Vince Stefano dig into the 85% chance of another rate cut, what falling mortgage rates mean for buyers, and why durable goods orders just surprised Wall Street.

You’ll also hear how billions sitting in money market funds could be missing out, the magic mortgage number that may spark a surge in home sales, and what the Fear & Greed Index is telling us today.

But it’s not just about markets, Rachel shares a client story that highlights the costly difference between revocable and irrevocable trusts, plus timely reminders about RMDs, charitable giving strategies, and the looming trust tax filing deadline.

Add in updates on Roth catch-up contributions, tax planning tips, and why “don’t fight the Fed” might be the mantra for the next six months, and you’ve got a fast-moving episode you won’t want to miss.

Date Recorded: 9/25/25

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Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

Investor Psychology: The Hidden Force Behind Stock Market Trends

Sep 18, 2025

The markets are moving, and we’ve got plenty to unpack! In this week’s episode of WWM Talks, Steve Wolff, Greg Carrol and Vince Stefano break down the latest numbers: the S&P 500 up 1.6%, the Nasdaq up 2%, and the Dow showing steady gains. But what’s really catching our eye? The small caps, the Fed’s latest rate cut, and what it all means for your portfolio

We dive into why lower interest rates could give small companies a much-needed boost, what Jerome Powell did (and didn’t) say about inflation and tariffs, and how investor psychology is showing up in the Fear & Greed Index. Are investors playing with fire by chasing risk and piling into the same handful of tech stocks?

Plus, we clear up common misconceptions about dividends, explain why “knowing what you own” in ETFs and funds is more important than ever, and debate whether quarterly earnings reports are helping or hurting investors

It’s a fast-moving, entertaining conversation packed with insights to help you think long-term, avoid groupthink, and keep your money working smarter.

Date Recorded: 9/18/25

Schedule A FREE Call

Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

Markets on the Move: Fed Cuts, Inflation, and What’s Next for Investors

Sep 11, 2025

The markets are buzzing, the Fed is making moves, and power-hungry AI is changing the game. Welcome to this week’s conversation with Catherine Magaña, Steve Wolff, Vince Stefano, and Rachel Ivanovich.

We kick off by reflecting on the anniversary of 9/11 and how resilience shapes not only our nation but also our financial lives. From there, it’s all about market momentum: the Dow pushing higher, the Nasdaq and S&P adding gains, and interest rate cuts looming on the horizon. But is it 25 basis points… or 50?

We also unpack where Americans are really spending their money, think dining out, travel, and experiences and what that reveals about today’s economy. Plus, we dig into the massive energy demands driving AI innovation and why nuclear power might play a starring role in the future.

Rachel breaks down an IRS tool that makes pulling tax forms and payment history easier than ever, cutting down on mistakes and saving valuable time for taxpayers and advisors alike. Meanwhile, the team debates the return of IPOs and what renewed activity could mean for investors heading into year-end.

It’s a lively mix of market updates, smart strategies, and a few laughs along the way, tune in and stay ahead of the curve.

Date Recorded: 9/11/25

Schedule A FREE Call

Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190