retirement planning | WWM Financial

DIY Finance Could Be Costing You More Than You Know

Jun 30, 2025

This 4th of July week, we’re looking beyond the fireworks and into the financial forces that could shape your future. Historically, this is a bullish week for the markets—but smart investors know that short-term trends are only one part of the bigger picture. In this episode, we explore how recent market movements, evolving tax legislation, and interest rate expectations are setting the stage for what’s next. More importantly, we dive into the decisions that matter most as you approach retirement, sell a business, or pass on wealth to the next generation.

Whether it’s structuring your estate to minimize taxes, updating IRA beneficiaries, or navigating the emotional weight of newfound wealth, the financial moves you make now can have lasting consequences. This episode is a reminder that no one knows finance like your trusted advisor at WWM. From saving hundreds of thousands on taxes to managing the selling of a business, the importance of personalized, forward-thinking advice has never been greater. This isn’t just about managing investments—it’s about building a strategy that supports your goals, protects your legacy, and gives you peace of mind.

Watch the video above or click the link here to listen: https://wwmfinancial.com/podcast/

If you want to understand what’s going on in the economy, get better insight into the financial markets, and separate the sound from the noise so you can make good financial decisions, tune in now!

Date Recorded: 6/30/2025

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Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

Protect Your Wealth Before Crisis Hits

May 20, 2025

Most people don’t realize their retirement plans are vulnerable—until it’s too late to fix it.

In this episode of the WWM Podcast, we expose the quiet threats that can unravel even the most carefully crafted retirement plans. Whether it’s an unexpected illness, a sudden divorce, or a market downturn just as you leave the workforce, these moments don’t send a warning. But with strategic planning, what could be financial catastrophe becomes a controlled pivot. Tune in to learn how foresight, not fear, gives you the upper hand.

Don’t wait until the cracks appear. At WWM Financial, we help clients anticipate the unexpected—before it becomes irreversible. If you’re navigating uncertainty or simply want to fortify your financial plan, schedule a consultation today at wwmfinancial.com.

Schedule A FREE Call

Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

Proactive Wealth Process | Retirement Planning

Nov 21, 2023

Welcome To The Proactive Wealth Process.

In this episode, Rachel Ivanovich, EA, MBA and Catherine Magaña, CFP® discuss 3 big questions.

So if you want to know how much to save, what to invest in, and when to start investing so you can avoid running out of money in retirement, tune in now!

In this episode, you’ll discover:

“3 Big Retirement Planning Questions ”

· How much money do I need in retirement?

· What investments should I be in?

· When you should I start investing for retirement?

Learn more about how you can retire comfortably and remain comfortably retired at wwmfinancial.com

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Thanks so much for being with us this week.

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Thanks for listening!

Schedule A FREE Call

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this content are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.

Top 20 Financial Planning Hacks, Tips 16 20

Sep 18, 2020

Click on the image above to view tips 11-20 of this webinar series.

Free Financial Planning Webinar Series

Insider tips from a seasoned CERTIFIED FINANCIAL PLANNERTM professional
Actionable information and guidelines to get/keep your finances on track
Easy to understand explanations with evidence-based supporting materials

Have you ever wondered whether you’re on the right track with your finances? Is the finance industry jargon too difficult to understand and too expensive to access? If you answered yes to either/both of these, this 4-part webinar series is the opportunity you’ve been waiting for. Based on practical experience with real clients, these common-sense tips may empower you to understand what you should be doing while improving your current and future financial status.

Scott McClatchey is a CERTIFIED FINANCIAL PLANNER™, CFP® with WWM Financial in Carlsbad, California. Scott can be reached at 760-692-5190 or scott@wwmfinancial.com.

WWM Financial, an SEC-registered Investment Adviser. Advisory services offered where client advisory agreements are in place and WWM Financial is properly licensed. Past performance may not be indicative of future results. No investor should assume future performance of any specific investment will be profitable. This communication is for informational purposes only and not intended to be investment advice. Please seek professional financial advice before investing.

Top 20 Financial Planning Hacks, Tips 11-15

Sep 18, 2020

Click on the image above to view tips 11-15 of this webinar series.

Free Financial Planning Webinar Series

Insider tips from a seasoned CERTIFIED FINANCIAL PLANNERTM professional
Actionable information and guidelines to get/keep your finances on track
Easy to understand explanations with evidence-based supporting materials

Have you ever wondered whether you’re on the right track with your finances? Is the finance industry jargon too difficult to understand and too expensive to access? If you answered yes to either/both of these, this 4-part webinar series is the opportunity you’ve been waiting for. Based on practical experience with real clients, these common-sense tips may empower you to understand what you should be doing while improving your current and future financial status.

Scott McClatchey is a CERTIFIED FINANCIAL PLANNER™, CFP® with WWM Financial in Carlsbad, California. Scott can be reached at 760-692-5190 or scott@wwmfinancial.com.

WWM Financial, an SEC-registered Investment Adviser. Advisory services offered where client advisory agreements are in place and WWM Financial is properly licensed. Past performance may not be indicative of future results. No investor should assume future performance of any specific investment will be profitable. This communication is for informational purposes only and not intended to be investment advice. Please seek professional financial advice before investing.