retirement planning | WWM Financial

When the Fed Blinks: How Markets React to Every Hint of Policy Change

Nov 20, 2025

In this episode, Catherine, Greg, Steve, and Vince unpack one of the wildest market weeks of the year a roller-coaster ride fueled by surprise economic data, shifting Fed expectations, and tech-sector drama that had investors glued to the screen.

From a 35% swing in the S&P this year to a Fear & Greed Index plunging to 7 (yes, seven), the team breaks down what’s behind the sudden spike in fear and why panic-selling is the worst move you could make right now. They dive into job numbers, rate-cut odds collapsing from 90% to 35%, and how big-name tech earnings beat expectations yet still sent markets spinning.

You’ll also hear how extreme concentration in top tech stocks is shaping risk, why AI infrastructure demand “exceeds all expectations,” and what investors should actually do during a classic bull-market correction.

Plus real estate surprises, what rising home sales mean for mortgage seekers, and a timely reminder about checking your beneficiaries as we head into year-end estate-planning season.

It’s fast, it’s fun, and it’s full of insights to help you stay level-headed in a jittery market.

Date Recorded: 11/20/25

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Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

The Opportunity Cost Trap: What Your Money Could Be Doing Instead

Nov 5, 2025

In this eye-opening episode, Catherine Magaña, Steve Wolff, Rachel Ivanovich, and Greg Carroll unpack one of the sneakiest money mistakes people make, spending big on depreciating assets that don’t generate income. From luxury cars and RVs to paying off your low-rate mortgage too soon, they reveal how “feel-good” purchases can quietly derail your long-term financial security.

The team shares stories of clients who traded liquidity for peace of mind, and why that decision sometimes backfires. They break down the real cost of buying a new car, the opportunity cost of paying cash, and the psychology behind wanting everything paid off.

🎧Tune in to learn:

Why your dream car may be costing your future self
The myth of “real estate always goes up”
When paying off your mortgage makes sense (and when it doesn’t)
How to align spending with your bigger financial plan

So whether you’re into cars, homes, or the next big “must-have,” this episode will make you think twice before trading future growth for short-term satisfaction.

Date Recorded: 06/30/25

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Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

Will Your Retirement Savings Last? Avoid These Costly Mistakes

Oct 1, 2025

Think retirement is a 10–15 year journey? Think again. With longer lifespans, rising healthcare costs, and the silent creep of inflation, many people drastically underestimate just how long their retirement will last and how much it will cost.

In this episode, Catherine Magaña, Steve Wolff, Rachel Ivanovich, and Greg Carroll break down one of the biggest retirement mistakes: not planning for enough years or enough dollars. From surprising facts about Medicare gaps and Social Security’s uncertain future to why working just one more year can make a huge difference, the team shares eye-opening insights and practical strategies.

You’ll also hear stories from real client experiences, a few laughs about public speaking fears versus running out of money, and timeless lessons about why your plan needs to evolve as your life does.

Whether you’re five years from retirement or already in it, this episode will help you rethink your timeline, prepare for unexpected costs, and build a plan that lasts as long as you do.

🎧 Tune in now – your future self will thank you.

Date Recorded: 8/15/24

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Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

Let’s Talk About The One Big Beautiful Bill Act

Jul 18, 2025

🎙️ Markets, Mayhem & the One Big Beautiful Act!

Catherine is back from Sardinia and the team dives headfirst into the latest market moves, political drama, and jaw-dropping tax changes. From small caps staging a surprise comeback to the Russell 2000 finally flexing, it’s been anything but boring.

What’s the Fed thinking? Why does everyone keep talking about eggs? And what in the world is the One Big Beautiful Act — and how will it hit your wallet? Rachel unpacks this hefty bill full of quirky deductions, phase-outs, and “permanent” changes (spoiler: nothing in D.C. is truly permanent).

We also tackle AI’s power hunger, nuclear energy’s potential comeback, and why EV buyers might want to act fast. If you want sharp insights, entertaining banter, and a few good laughs while staying ahead of the headlines — this episode is for you.

🔥 Tune in to hear why now might not be the time to sell and how to navigate the new tax landscape with confidence.

👉 Listen now — and call us if you want the juicy details on those power-hungry stocks we couldn’t mention on-air!

If you want to understand what’s going on in the economy, get better insight into the financial markets, and separate the sound from the noise so you can make good financial decisions, tune in now!

Date Recorded: 7/17/2025

Watch the video above or click the link here to listen: https://wwmfinancial.com/podcast/

Schedule A FREE Call

Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190

Planning to Retire Soon? Watch This First

Jul 11, 2025

Wondering if now is the time to retire? Before you take the leap, watch this episode where we uncover the emotional, financial, and lifestyle pitfalls of retiring too early — and how to avoid them. From skyrocketing healthcare costs and inflation to the surprising toll on your purpose and relationships, we share real-life stories and expert insights to help you make smarter decisions.

Don’t let an early exit from the workforce derail your future. Learn how to phase into retirement, protect your savings, and keep your mind and purpose alive for decades to come. Start planning a retirement you won’t regret — with peace of mind and a plan that really works. Contact WWM Financial today to create your personalized strategy and retire with confidence.

Watch the video above or click the link here to listen: https://wwmfinancial.com/podcast/

If you want to understand what’s going on in the economy, get better insight into the financial markets, and separate the sound from the noise so you can make good financial decisions, tune in now

Schedule A FREE Call

Disclosure:

WWM Financial is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190