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Schwab is a registered broker-dealer, and is not affiliated with any advisor(s) whose name(s) appear on this Web site. WWM Financial is independently owned and operated. Schwab neither endorses nor recommends any particular advisor or investment strategy. WWM Financial provides investment advisory services for your account. Schwab has agreements with WWM Financial under which Schwab provides WWM Financial with services related to your account. Schwab does not review the WWM Financial Web site, and makes no representation regarding the content of the Web site. The information contained in the WWM Financial Web site should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.