In this dynamic episode of WWM Talks, we kick off the new year by unpacking the latest market trends and offering actionable ideas to help you navigate 2025 with confidence.

Here’s what you’ll discover:

• Market Recap & Predictions: The Fed’s rate cut, a lackluster Santa Claus rally, and standout performances from the Nasdaq and Dow. Plus, insights into what the first trading day and a spiking 10-year Treasury signal for the year ahead.

• What to Watch in 2025: Key areas to monitor, including the first 100 days of the Trump administration, biotech stocks, AI investing, and shifts in the housing and retail sectors.

• Recession Readiness: Is a recession looming? Learn why downturns are a natural part of capitalism and how to turn market dips into buying opportunities by focusing on solid companies with strong balance sheets.

• Financial Resolutions for 2025: Practical steps to achieve your goals, from building an emergency fund to paying off debt, maximizing retirement contributions, and saving for something special.

• Vince’s Take: The “Dogs of the Dow” and steering clear of speculative market plays.

• Credit Card Debt Warning: A staggering 36% of Americans went into debt for holiday shopping.

• The Future of Social Security: A candid discussion on its solvency and what changes may lie ahead.

Don’t miss Vince’s bold prediction for the year and a lively debate on whether 2025 will bring growth or challenges. Tune in to WWM Talks for expert insights and strategies to make this year a financial success.

Recorded 1/2/2025

WWM Financial is an SEC Registered Investment Advisor.

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provided education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability.