Should you refinance, tap into your home equity, or keep the low-rate mortgage you already have? With interest rates and lending options continuing to evolve, making the right mortgage decision has never been more important.
In this episode, Catherine and Rachel welcome special guest Courtney Wittner, licensed mortgage loan officer at DG Funding, to break down today’s mortgage landscape and help homeowners make more informed financial decisions. From HELOCs and home equity loans to buying a home in retirement and qualifying with assets instead of traditional income, you’ll learn how today’s lending options can support—or complicate—your long-term financial plan.
You’ll discover:
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The difference between a HELOC and a home equity loan—and when each may make sense.
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What retirees should know before applying for a mortgage.
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Common mortgage mistakes that can cost homeowners thousands.
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Smart ways families are helping children purchase a home.
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Why your mortgage strategy should work alongside your overall financial plan.
Whether you’re planning to buy, refinance, downsize, or simply want to make smarter borrowing decisions, this episode offers practical insights to help you navigate today’s mortgage market with greater confidence.
Date Recorded: 07/02/26
Disclosure:
WWM Financial is an SEC Registered Investment Advisor
The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190
